Pay As You Go

A flexible way to fund individual treatment

Everyone’s medical condition is different – which in some cases can mean it’s difficult to assess the cost of treatment from the outset. To help our patients get around this, we’ve developed Pay As You Go, a more flexible way to fund the medical treatment you need to get on with enjoying life. Here’s how it works: 

Ramsay Health Care will assess a booking from your consultant and decide whether a fixed cost can be attached to it. In the case of more complex treatments, this may not be possible. For example, where a treatment may progress in a different way during surgery; multiple operations are needed; or the number of necessary implants can’t be accurately assessed, you can opt for Pay As You Go. This lets you put down a deposit so treatment can commence. Whilst this initial amount should in our judgement cover the cost of treatment, it may not reflect the overall price.   

Depending on how your treatment develops, you may receive a refund from your deposit or be asked to pay the balance for the total cost when you leave hospital. The patient or person paying will need to make the deposit before treatment begins and let us know who should be contacted if further costs occur. 

For peace of mind, we will monitor costs on a daily basis and let you or the person paying know if these are likely to exceed the amount which has been paid as a deposit. If this happens, a second deposit may be needed. This could occur if, for example, your stay with us is longer than first anticipated. 

When you leave hospital, you’ll receive a fully itemised bill, which will be adjusted to make a refund or account for any outstanding payments.

You're in control

Flexible payment options

to suit you


0% Payment Plans

Spread the cost of your treatment with fixed, monthly payments over a time period to suit you.

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Self-funding Patients

We offer an alternative range of ways to pay, so you can choose which one best suits you and your finances.

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Private Medical Insurance

Use your private medical insurance to fund your treatment through our simple referral process.

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Paying for yourself?

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